Agriculture is a vital cornerstone of Nigeria’s economy – employing more than 36% of the labor force and contributing an average of 24% to Nigeria’s GDP. Unfortunately, many of those in the agricultural sector struggle with low and inconsistent incomes; the government of Nigeria found that 80% of the over 40 million Nigeria farmers live in multidimensional poverty with less than 4% of the financial institution lending capital going to the agricultural sector. They struggle to improve their yields, predict their harvests year to year, and access new markets. Moreover, financial institutions consider farmers too high risk and of unknown quality, so farmers struggle to access financing. FinFarm is an AgriFintech that is providing financial education and services such as savings, loans, investment, Insurance and Pension to the smallholder farmers in the rural and unbanked communities. Our solution would contribute greatly to reducing poverty, hunger, gender inequality and making Agriculture a decent work thereby creating employment for thousands of people in the society.
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